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Mortgage note servicing in Dallas-Fort Worth

Texas-licensed mortgage note servicing for DFW private lenders, serving a metro of about 8.1 million.

Counties covered

Dallas, Tarrant, Collin, Denton, Rockwall, Kaufman, Ellis, Johnson, Parker

Primary foreclosure venue

George L. Allen Sr. Courts Building — Dallas County

Population

~8.1 million

The Dallas-Fort Worth private-lender market

DFW is the most populous Texas metro and the most geographically dispersed. Dallas, Tarrant, Collin, Denton, Rockwall, Kaufman, Ellis, Johnson, and Parker counties form the core. The seller-finance market is dominated by suburban subdivision-developer paper in Collin and Denton (north DFW growth corridor), Ellis (south of Dallas), and Parker (west of Fort Worth), with urban inner-loop notes in Dallas and Tarrant.

Foreclosure mechanics in Dallas-Fort Worth

Dallas County foreclosure sales happen at the George L. Allen Sr. Courts Building, 600 Commerce St, Dallas, TX 75202, in the area designated by the Dallas County Commissioners Court. Tarrant County sales happen at the Tarrant County Courthouse, 100 W Weatherford St, Fort Worth, TX 76196. Collin, Denton, Rockwall, Kaufman, Ellis, Johnson, and Parker counties each hold their sales at their own courthouses. First-Tuesday cadence applies across all DFW counties per §51.002.

For the full §51.002 timeline and the first-Tuesday rule applied to any month, see the Texas foreclosure timeline and the Texas Foreclosure Calendar tool.

Dallas-Fort Worth property tax escrow

Effective property tax rates across the DFW counties run roughly 2.1 to 2.7 percent of market value, with newer master-planned communities in Collin and Denton carrying the high end of the range due to overlapping MUDs, PIDs, and ESDs. School district rates dominate the stack. Frisco ISD, Plano ISD, McKinney ISD, Fort Worth ISD, and Arlington ISD each set their own rates.

For the year-in-the-life property-tax calendar (Jan 1 lien date, Jan 31 due, Feb 1 penalty cascade), see our property tax escrow page.

Why a Texas-only servicer fits DFW

DFW private lenders working across the nine-county metro need a servicer comfortable with each county's notice mechanics. Our Texas-only book means daily exposure to Dallas, Tarrant, Collin, Denton, and the surrounding county courthouses. The multi-MUD escrow workload in north DFW master-planned communities is operationally heavier than a typical institutional book; we are built for it.

Primary foreclosure-sale venue

George L. Allen Sr. Courts Building

600 Commerce St, Dallas, TX 75202

Sales held on the first Tuesday of each month between 10:00 a.m. and 4:00 p.m., per Tex. Property Code §51.002. The specific designated foreclosure-sale area within the designated sale location is set by the Dallas County Commissioners Court and identified on the Notice of Sale.

FREQUENTLY ASKED

Dallas-Fort Worth questions, answered

This page is general information about mortgage note servicing in the Dallas-Fort Worth area. It is not legal advice. Foreclosure procedure, property tax administration, and licensing requirements depend on the specific loan, county practice, and applicable law; consult a Texas real estate attorney for any specific transaction. Moat Note Servicing, LLC (NMLS 1419346) is a Texas-licensed mortgage servicer based at 1602 N PanAm Expy, San Antonio, TX 78208. We serve all of Texas including Dallas, Tarrant, Collin, Denton, and surrounding counties.

Texas-licensed servicing for DFW portfolios

Bring a sample loan from Dallas or any of the surrounding counties. We will tell you whether we fit and how the boarding looks.