Mortgage note servicing in Lubbock
Texas-licensed mortgage note servicing for Lubbock private lenders, serving a metro of about 325,000.
Counties covered
Lubbock, Lynn, Hockley, Crosby
Primary foreclosure venue
Lubbock County Courthouse — Lubbock County
Population
~325,000
The Lubbock private-lender market
Lubbock anchors the Texas South Plains, an agricultural and energy regional economy with Texas Tech University as the largest urban employer. The seller-finance market here mixes urban university-area rentals, suburban subdivision paper south and west of the city, and rural cotton-country acreage in the surrounding counties.
Foreclosure mechanics in Lubbock
Lubbock County foreclosure sales happen at the Lubbock County Courthouse, 904 Broadway St, Lubbock, TX 79401, in the designated foreclosure-sale area set by the Lubbock County Commissioners Court. First-Tuesday §51.002 cadence. Lynn, Hockley, and Crosby counties hold sales at their own courthouses.
For the full §51.002 timeline and the first-Tuesday rule applied to any month, see the Texas foreclosure timeline and the Texas Foreclosure Calendar tool.
Lubbock property tax escrow
Lubbock County effective property tax rates run roughly 2.0 to 2.4 percent of market value. Lubbock ISD dominates the school-rate stack. Cotton-belt agricultural exemptions are common in the surrounding counties and carry §1-d-1 productivity-value assessments well below market.
For the year-in-the-life property-tax calendar (Jan 1 lien date, Jan 31 due, Feb 1 penalty cascade), see our property tax escrow page.
Why a Texas-only servicer fits Lubbock
South Plains private lenders need a Texas-licensed servicer comfortable with agricultural-exemption escrow, university-area rental paper, and the regional courthouse rotation. We work Lubbock as part of our standard Texas book.
Primary foreclosure-sale venue
Lubbock County Courthouse
904 Broadway St, Lubbock, TX 79401
Sales held on the first Tuesday of each month between 10:00 a.m. and 4:00 p.m., per Tex. Property Code §51.002. The specific designated foreclosure-sale area within the designated sale location is set by the Lubbock County Commissioners Court and identified on the Notice of Sale.
FREQUENTLY ASKED
Lubbock questions, answered
This page is general information about mortgage note servicing in the Lubbock area. It is not legal advice. Foreclosure procedure, property tax administration, and licensing requirements depend on the specific loan, county practice, and applicable law; consult a Texas real estate attorney for any specific transaction. Moat Note Servicing, LLC (NMLS 1419346) is a Texas-licensed mortgage servicer based at 1602 N PanAm Expy, San Antonio, TX 78208. We serve all of Texas including Lubbock, Lynn, Hockley, Crosby.
Texas-licensed servicing for Lubbock portfolios
Bring a sample loan from Lubbock or any of the surrounding counties. We will tell you whether we fit and how the boarding looks.